Check if your car insurance covers flood damage
As the flood warnings are being issued by Met officials, drivers are expected to submerge financially and literally too. Flooding can be a cause of extensive damage for your vehicles including your engines. Heavy repair bills will put a dent on the bank balance of drivers in UK while some get their vehicle written off. Around 27% drivers have not got their vehicles insured against the damages caused by floods.
The north eastern parts of England have got flood warnings with South West, Greater London and Midlands being provided with flood watch warnings. According to leading car insurance company, Swinton, UK drivers should check if their vehicle insurance covers the damage caused due to flooding. Some of the drivers buy car insurance policies just for the heck of it. A lot of them invest in third party covers as they are cheapest insurance in UK but these drivers should pay heed at the policy details because they do provide repair costs at the time of car flooding.
Make sure that you know what all is covered under your insurance policy. Some advice is issued by Swinton for the drivers that are putting up in flood prone places. The first thing that can be done by these drivers is moving their vehicles to a higher plane that may ensure its safety against floods. Plan traveling well in advance so that you can avoid flood affected areas. Do not try to drive in the flood water when you are not aware of its depth. If your car is struck in flood water, make no attempt to start it as if water reaches inside, it can lead to electrical malfunction. You can now buy the car insurance policies that cover the flood damage online. Just compare car insurance policies and get the best ones in your budget.
Article written by the marketing division of Compare.Com.