Comparing Online –No Two Insurance Polices Are Same
Today, the popularity of compare car insurance online dominates the insurance industry and acts as the true saviour to secure protection against the ordeal of constant rising premiums. By now, we all know that finding an affordable insurance policy is easier by comparing quotes of different providers online.
Do you know that you have to be vigilant while comparing different quotes?
Finding an affordable policy does not necessarily mean getting the right coverage level as required. Comparison may aid you in finding a cheaper policy but you should also be aware of the fact that no two policies are same even if both are termed as comprehensive. You have you check that both price and right coverage go hand in hand.
Do not fall into the trap of choosing wrong insurance policy that may land you up in paying expenses from your pocket. Check on these essential features of the policy while comparing different quotes.
- The insurance policy covering third party, fire and theft does not include repairing cost of your vehicle damaged in an accident. However, the insurer of the other driver will pay for the damage if found guilty. Choosing comprehensive insurance let you cover the accidental damage caused to your vehicle.
- Many insurance companies add courtesy car in the comprehensive policy but time duration to keep the vehicle may vary. Check whether your policy allows you to keep the courtesy car if you choose your own repairer rather than the one provided by the insurer.
- Check whether the policy chosen covers areas, such as no claim bonus, lost keys and windscreen damage.
- Many motorists have the perception that comprehensive insurance allows to drive other cars too. This is not the case. Many other factors, such as age are considered. Make sure you are checking with the insurer whether you are covered for driving other cars or not.
- If you are changing your vehicle, check the appropriateness of the insurance policy.
Do exhaustive research while comparing quotes online to find the best insurance coverage at affordable prices.